anewdaycalling: (Default)
  Aug. 16th, 2009 09:43 am
I screwed us over in the financial department again. My mind was completely wrapped up in going to my parents house and forgot that the sprint bill was scheduled to come out. It was paid and we overdrafted by $270. :(
I did babysit and make $100 and sold $60 worth of diapers. Which is good because we had no money for groceries! I still have a few other diapers I am going to try and sell.
So much for doing anything for my birthday or anniversary. That is life though, eating is more important then celebrating my birthday.

My brother is in jail.

I don't know how much I will update here right now. I am feeling a bit depressed about everything going on right now. I have given up my '21 days to break my internet habit' I think I am going to just take a huge break from everything online in general. I have no desire to do anything but lurk.
anewdaycalling: (Default)
  Aug. 1st, 2009 08:39 am
August 1st.
9 months until my life changes drastically. "/
My mom told me to stop dwelling on it, it is so hard though. There are no less than three people on my livejournal friends list who have husbands that are deployed. One of them just left yesterday. Reading about it makes it hard not to think about it.

The bank did in fact charge us an overdraft fee.
However, I did sell a diaper for $25 so I suppose we can pretend that it was only a $10 fee. I have two other diapers up for sale, but so far no takers. I have another mama who was/is buying two other ones. It has been over a month though and she keeps putting it off.

I was browsing dreamwidth last night again. [personal profile] allielujah posted about a site called Gives Me Hope/GMH amazing stuff I tell you. Brought tears to my eyes.
and
Operation Beautiful. Which I want to start doing, just reading about other people making others feel better about themselves makes me feel better about myself. So I am going to start today posting little notes whereever I go. (which isn't anywhere very often, but whatever works!)
anewdaycalling: (Default)
  Jul. 30th, 2009 12:26 am
Today is a prime example about why I am so adamant about saving every last extra penny during the year Jason is gone.
We recently signed up for Netflix, recent as in we have only made one payment thus far. I was pretty sure that the payments were taken out after the first of the month. I was proved wrong on that one today. For the record before the payment was taken out we had $1.00 in our checking and $2.00 in our savings. We are now -$10 in our checking and have a zero balance in our savings. Not to mention that I am sure we will incur an overdraft ($35!) because there will be no money deposited until friday.
I hate HATE living like this. I will not spend the rest of my life like this. I will not, there is no way that will happen. I do not want Jack and any future children to grow up like I did. I don't want to spoil them, but at the moment we don't even have extra money for ANYTHING.
I am grateful for the fact that we do have money to cover all of our bills, and keep a roof over our head, and food in our bellies (though it gets tight the closer to payday) but I would love to be able to just go to the store and buy something I WANT and not feel insanely guilty or panic about it.

I have a huge opportunity to change our lives for the better while Jason is away. I will not waste it or let it slip by.

My basic plan:
Extra deployment pay goes immediately into a savings I can't easily access.
Regular pay goes to pay bills, and anything left over is saved in the joint savings account.

I have a few things that I have discussed with Jason that I will be buying, and there are a few things I want to do for my parents as well. But anything I want to do must come from the regular paycheck. (like vacation and taking Jack to D.C as much as I can.)

(Not to mention I will be returning to school in the near future to work on a dental hygiene degree. I would like to work as a Hygienist when Jack starts school. That would be a nice addition to our income)

ETA: As of this morning, it doesn't appear we will be charged an overdraft fee. Though that isn't to say I wont be suprised if we still are.
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anewdaycalling: (Default)
  Jul. 28th, 2009 12:53 pm
I am a planner. I spend most of my time thinking about things I want and need to do.
I think I am avoiding thinking about the fact that my husband is deploying by thinking about all the things I am going to accomplish while he is gone.
With deployment comes a lot of extra pay. I have already told Jason I will be saving all the extra pay he recieves. I plan to put as much into CD's or High yeild savings accounts as I can. I want to make as much money as possible off our money. I don't want to ever have to live like we have been the past two years.


Anyway, all I think about lately are the things I will be able to do with the money I will be saving from living at my parents house and not paying rent/utilities. I have decided that to pay them back for everything I am going to buy that fence my mom wants, and landscape the backyard. (okay part of that is also to give Jack a safe place to play) and I am going to update the bedroom we will be staying in. Possibly even the hall bathroom.
I can't stop thinking of all the things I want to buy for our house when Jason comes home.


I think this is why I always feel like I am waiting for something to happen. I can't keep my head out of the future and what is to come.
I hate that my husband is going to war, but at the same time it will open up so many great things when he returns home to me.
.

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